May 23, 2018

Privacy Policy

Website Visitors

Like most website operators, The Morrow Group & Company Insurance Agency collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The Morrow Group & Company Insurance Agency’s,  purpose in collecting non-personally identifying information is to better understand how The Morrow Group & Company Insurance Agency’s visitors use its website. From time to time, The Morrow Group & Company Insurance Agency may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

 

The Morrow Group & Company Insurance Agency also collects potentially personally-identifying information like Internet Protocol (IP) addresses. The Morrow Group & Company Insurance Agency does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

 

Gathering of Personally-Identifying Information

Certain visitors to The Morrow Group & Company Insurance Agency’s websites choose to interact with The Morrow Group & Company Insurance Agency in ways that require The Morrow Group & Company Insurance Agency to gather personally-identifying information. The amount and type of information that The Morrow Group & Company Insurance Agency gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with The Morrow Group & Company Insurance Agency are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, The Morrow Group & Company Insurance Agency collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with The Morrow Group & Company Insurance Agency. The Morrow Group & Company  Insurance Agency does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

 

Use of Personal Data

The Morrow Group & Company Insurance Agency may collect aggregated statistics about the behavior of visitors to its websites. For instance, The Morrow Group & Company Insurance Agency may monitor the most popular website account on this site. The Morrow Group &  Company Insurance Agency may display this information publicly or provide it to others. The Morrow Group & Company Insurance Agency does not disclose personally-identifying information other than as described below.

 

Protection of Certain Personally-Identifying Information

The Morrow Group & Company Insurance Agency discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on The Morrow Group & Company Insurance Agency’s behalf or to provide services available at The Morrow Group & Company Insurance Agency’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using The Morrow Group & Company Insurance Agency’s websites, you consent to the transfer of such information to them. The Morrow Group & Company Insurance Agency will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, The Morrow Group & Company Insurance Agency discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when The Morrow Group & Company Insurance Agency believes in good faith that disclosure is reasonably necessary to protect the property or rights of The Morrow Group & Company Insurance Agency, third parties or the public at large. If you are a registered user of an The Morrow Group & Company Insurance Agency website and have supplied your email address, The Morrow Group & Company Insurance Agency may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with The Morrow Group & Company  Insurance Agency and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. The Morrow Group & Company Insurance Agency takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

 

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The Morrow Group & Company Insurance Agency uses cookies to help The Morrow Group & Company Insurance Agency identify and track visitors, their usage of The Morrow Group & Company Insurance Agency website, and their website access preferences. The Morrow Group & Company Insurance Agency visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The Morrow Group & Company Insurance Agency’s websites, with the drawback that certain features of The Morrow Group & Company Insurance Agency’s websites may not function properly without the aid of cookies.

 

Privacy Policy Changes

Although most changes are likely to be minor, The Morrow Group & Company Insurance Agency may change its Privacy Policy from time to time, and in The Morrow Group & Company Insurance Agency’s sole discretion. The Morrow Group & Company Insurance Agency encourages visitors to frequently check this page for any changes to its Privacy Policy.

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